Interest Rates
Most Popular Deposit Product Rates
| Checking Products *1 *2 | Amount | Interest Rate | APY* |
|---|---|---|---|
| Cornerstone Plus Checking | $1,000.00 - $4,999.99 | 0.10% | 0.10% |
| $5,000 - $99,999.99 | 0.20% | 0.20% | |
| $100,000 and above | 0.30% | 0.30% | |
| Cornerstone Classic Checking | $1,000 - $19,999.99 | 0.15% | 0.15% |
| $20,000 - $49,999.99 | 0.25% | 0.25% | |
| $50,000 - $99,999.99 | 0.35% | 0.35% | |
| $100,000 and above | 0.50% | 0.50% | |
| Cornerstone Non-Corporate Checking | $1,000 - $4,999.99 | 0.00% | 0.00% |
| $5,000 - $99,999.99 | 0.10% | 0.10% | |
| $100,000 and above | 0.15% | 0.15% | |
| Cornerstone Advantage Money Market | $2,500 - $9,999.99 | 0.20% | 0.20% |
| (Personal) | $10,000.00 - $49,999.99 | 0.30% | 0.30% |
| $50,000.00 - $99,999.99 | 0.35% | 0.35% | |
| $100,000.00 and above | 0.50% | 0.50% | |
| Cornerstone Capital Money Market | $2,500 - $9,999.99 | 0.20% | 0.20% |
| (Business) | $10,000.00 - $49,999.99 | 0.30% | 0.30% |
| $50,000.00 - $99,999.99 | 0.35% | 0.35% | |
| $100,000.00 and above | 0.50% | 0.50% | |
| Cornerstone First Saver | $5 Minimum to open | 0.20% | 0.20% |
| Cornerstone Savings | $100 Minimum to open | 0.20% | 0.20% |
| Cornerstone Business Savings | $100 Minimum to open | 0.20% | 0.20% |
| CDs *3 *4 | Amount | Interest Rate | APY* |
|---|---|---|---|
| 3 Months | $0.01 - $99,999.99 | 0.19% | 0.19% |
| 3 Months | $100,000 & above | 0.19% | 0.19% |
| 6 Months | $0.01 - $99,999.99 | 0.28% | 0.28% |
| 6 Months | $100,000 & above | 0.28% | 0.28% |
| 12 Months | $0.01 - $99,999.99 | 0.45% | 0.45% |
| 12 Months | $100,000 & above | 0.45% | 0.45% |
| 18 Months | $0.01 - $99,999.99 | 0.52% | 0.52% |
| 18 Months | $100,000 & above | 0.52% | 0.52% |
| 24 Months | $0.01 - $99,999.99 | 0.59% | 0.59% |
| 24 Months | $100,000 & above | 0.59% | 0.59% |
| 30 Months | $0.01 - $99,999.99 | 0.65% | 0.65% |
| 30 Months | $100,000 & above | 0.65% | 0.65% |
| 36 Months | $0.01 - $99,999.99 | 0.88% | 0.88% |
| 36 Months | $100,000 & above | 0.88% | 0.88% |
| 48 Months | $0.01 - $99,999.99 | 0.92% | 0.92% |
| 48 Months | $100,000 & above | 0.92% | 0.92% |
| 60 Months | $0.01 - $99,999.99 | 1.07% | 1.08% |
| 60 Months | $100,000 & above | 1.07% | 1.08% |
* Annual Percentage Yield as of 12/4/2017
[*1] Interest Rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*4] Minimum balance to open is $500
[*1] Interest Rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*4] Minimum balance to open is $500