Interest Rates
Most Popular Deposit Product Rates
Checking Products *1 *2 | Amount |
Interest Rate |
APY* |
---|---|---|---|
Cornerstone Plus Checking | $1,000.00 - $4,999.99 | 0.05% | 0.05% |
($500 Minimum to open) | $5,000 - $99,999.99 |
0.15% |
0.15% |
$100,000 and above |
0.25% |
0.25% |
|
Cornerstone Classic Checking |
$1,000 - $19,999.99 |
0.10% |
0.10% |
($1,000 Minimum to open) | $20,000 - $49,999.99 |
0.15% |
0.15%
|
$50,000 - $99,999.99 | 0.15% |
0.15% |
|
$100,000 and above | 0.25% | 0.25% |
|
Cornerstone Non-Corporate Checking |
$1,000 - $4,999.99 |
0.00% |
0.00% |
($500 Minimum to open) | $5,000 - $99,999.99 |
0.15% |
0.15% |
$100,000 and above |
0.20% |
0.20% |
|
Savings Products | |||
Cornerstone Premier Money Market | $0.01 - $2,499.99 | 0.15% | 0.15% |
(Business and Personal) | $2,500.00 - $24,999.99 | 0.15% | 0.15% |
($1,000 Minimum to open) | $25,000.00 - $99,999.99 | 0.35% | 0.35% |
$100,000.00 - $249,999.99 | 0.45% | 0.45% | |
$250,000.00 - $499,999.99 | 0.50% | 0.50% | |
$500,000.00 and above | 0.55% | 0.55% | |
Cornerstone First Saver | $5 Minimum to open | 0.15% | 0.15% |
Cornerstone Savings | $100 Minimum to open | 0.15% | 0.15% |
Cornerstone Business Savings | $100 Minimum to open | 0.15% | 0.15% |
CDs *3 *4 | Amount |
Interest Rate |
APY* |
---|---|---|---|
3 Months |
$500 - $99,999.99 |
0.15% | 0.15% |
3 Months |
$100,000 & above |
0.15% |
0.15% |
6 Months |
$500 - $99,999.99 |
0.20% | 0.20% |
6 Months |
$100,000 & above |
0.20% | 0.20% |
12 Months |
$500 - $99,999.99 |
0.45% |
0.45% |
12 Months |
$100,000 & above |
0.45% |
0.45% |
18 Months |
$500 - $99,999.99 |
0.50% |
0.50% |
18 Months |
$100,000 & above |
0.50% |
0.50% |
24 Months |
$500 - $99,999.99 |
0.55% |
0.55% |
24 Months |
$100,000 & above |
0.55% |
0.55% |
36 Months | $500 - $99,999.99 |
0.60% |
0.60% |
36 Months | $100,000 & above |
0.60% | 0.60% |
48 Months | $500 - $99,999.99 | 0.65% |
0.65% |
48 Months | $100,000 & above |
0.65% |
0.65% |
60 Months | $500 - $99,999.99 | 0.75% | 0.75% |
60 Months | $100,000 & above |
0.75% |
0.75% |
* Annual Percentage Yield as of 4/7/2021
[*1] Interest Rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*1] Interest Rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*4] Minimum balance to open is $500.00
[*5] Minimum balance to earn APY is:
[*5] Minimum balance to earn APY is:
$0.01 for Cornerstone Savings
$0.01 for Cornerstone First Savers
$0.01 for Certificates of Deposit