Interest Rates
Most Popular Deposit Product Rates
| Checking Products *1 *2 | Amount |
Interest Rate |
APY* |
|---|---|---|---|
| Cornerstone Plus Checking | $1,000.00 - $4,999.99 | 0.10% | 0.10% |
| ($500 Minimum to open) | $5,000 - $99,999.99 |
0.30% |
0.30% |
| $100,000 and above |
0.40% |
0.40% |
|
| Cornerstone Classic Checking |
$1,000 - $19,999.99 |
0.15% |
0.15% |
| ($1,000 Minimum to open) | $20,000 - $49,999.99 |
0.25% |
0.25%
|
| $50,000 - $99,999.99 | 0.35% |
0.35% |
|
| $100,000 and above | 0.55% | 0.55% |
|
| Cornerstone Non-Corporate Checking |
$1,000 - $4,999.99 |
0.00% |
0.00% |
| ($500 Minimum to open) | $5,000 - $99,999.99 |
0.15% |
0.15% |
| $100,000 and above |
0.20% |
0.20% |
|
| Cornerstone Advantage Money Market | $2,500 - $9,999.99 | 0.40% | 0.40% |
| (Personal) | $10,000.00 - $49,999.99 | 0.50% | 0.50% |
| ($1,000 Minimum to open) | $50,000.00 - $99,999.99 | 0.60% | 0.60% |
| $100,000.00 and above | 0.90% | 0.90% | |
| Cornerstone Capital Money Market | $2,500 - $9,999.99 | 0.40% | 0.40% |
| (Business) | $10,000.00 - $49,999.99 | 0.50% | 0.50% |
| ($1,000 Minimum to open) | $50,000.00 - $99,999.99 | 0.60% | 0.60% |
| $100,000.00 and above | 0.90% | 0.90% | |
| Cornerstone First Saver | $5 Minimum to open | 0.25% | 0.25% |
| Cornerstone Savings | $100 Minimum to open | 0.25% | 0.25% |
| Cornerstone Business Savings | $100 Minimum to open | 0.25% | 0.25% |
| CDs *3 *4 | Amount |
Interest Rate |
APY* |
|---|---|---|---|
| 3 Months |
$500 - $99,999.99 |
0.80% | 0.80% |
| 3 Months |
$100,000 & above |
0.80% |
0.80% |
| 6 Months |
$500 - $99,999.99 |
0.95% | 0.95% |
| 6 Months |
$100,000 & above |
1.00% | 1.00% |
| 12 Months |
$500 - $99,999.99 |
1.15% |
1.16% |
| 12 Months |
$100,000 & above |
1.15% |
1.16% |
| 18 Months |
$500 - $99,999.99 |
1.10% |
1.11% |
| 18 Months |
$100,000 & above |
1.10% |
1.11% |
| 24 Months |
$500 - $99,999.99 |
1.30% |
1.31% |
| 24 Months |
$100,000 & above |
1.30% |
1.31% |
| 36 Months | $500 - $99,999.99 |
1.40% |
1.41% |
| 36 Months | $100,000 & above |
1.40% | 1.41% |
| 48 Months | $500 - $99,999.99 | 1.50% |
1.51% |
| 48 Months | $100,000 & above |
1.50% |
1.51% |
| 60 Months | $500 - $99,999.99 | 1.55% | 1.56% |
| 60 Months | $100,000 & above |
1.55% |
1.56% |
* Annual Percentage Yield as of 1/7/2020
[*1] Interest Rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*1] Interest Rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*4] Minimum balance to open is $500.00
[*5] Minimum balance to earn APY is:
[*5] Minimum balance to earn APY is:
$0.01 for Cornerstone Savings
$0.01 for Cornerstone First Savers
$0.01 for Certificates of Deposit