Interest Rates

Most Popular Deposit Product Rates

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Checking Products *1 *2  Amount
Interest Rate
APY*
Cornerstone Plus Checking $1,000.00 - $4,999.99 0.05% 0.05%
($500 Minimum to open) $5,000 - $99,999.99
0.15%
0.15%

$100,000 and above
0.25%
0.25%
Cornerstone Classic Checking
$1,000 - $19,999.99
0.10%
0.10%
($1,000 Minimum to open) $20,000 - $49,999.99
0.15%
0.15%

$50,000 - $99,999.99 0.15%
0.15%

$100,000 and above 0.25% 0.25%
Cornerstone Non-Corporate Checking
$1,000 - $4,999.99
0.00%
0.00%
($500 Minimum to open) $5,000 - $99,999.99
0.15%
0.15%

$100,000 and above
0.20%
0.20%




Savings Products


Cornerstone Premier Money Market $0.01 - $2,499.99 0.15% 0.15%
 (Business and Personal)  $2,500.00 - $24,999.99 0.15% 0.15%
($1,000 Minimum to open) $25,000.00 - $99,999.99 0.35% 0.35%

$100,000.00 - $249,999.99 0.35% 0.35%

$250,000.00 - $499,999.99 0.35% 0.35%

$500,000.00 and above 0.35% 0.35%
Cornerstone First Saver $5 Minimum to open 0.15% 0.15%
Cornerstone Savings $100 Minimum to open 0.15% 0.15%
Cornerstone Business Savings $100 Minimum to open 0.15% 0.15%






 CDs *3 *4 Amount
Interest Rate
APY*
3 Months
$500 - $99,999.99
0.05% 0.05%
3 Months
$100,000 & above
0.05%
0.05%
6 Months
$500 - $99,999.99
0.15% 0.15%
6 Months
$100,000 & above
0.15% 0.15%
12 Months
$500 - $99,999.99
0.30%
0.30%
12 Months
$100,000 & above
0.30%
0.30%
18 Months
$500 - $99,999.99
0.35%
0.35%
18 Months
$100,000 & above
0.35%
0.35%
24 Months
$500 - $99,999.99
0.40%
0.40%
24 Months
$100,000 & above
0.40%
0.40%
36 Months $500 - $99,999.99
0.50%
0.50%
36 Months $100,000 & above
0.50% 0.50%
48 Months  $500 - $99,999.99 0.60%
0.60%
 48 Months $100,000 & above
0.60%
0.60%
60 Months  $500 - $99,999.99 0.70% 0.70%
60 Months $100,000 & above
0.70%
0.70%




* Annual Percentage Yield as of 8/18/2021
[*1] Interest Rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*4] Minimum balance to open is $500.00
[*5] Minimum balance to earn APY is:
$0.01 for Cornerstone Savings
$0.01 for Cornerstone First Savers
$0.01 for Certificates of Deposit