Interest Rates

Most Popular Deposit Product Rates

Scroll to the left to view the rest of the table.
Checking Products *1 *2  Amount
Interest Rate
APY*
Cornerstone Plus Checking $1,000.00 - $4,999.99 0.10% 0.10%
($500 Minimum to open) $5,000 - $99,999.99
0.30%
0.30%

$100,000 and above
0.40%
0.40%
Cornerstone Classic Checking
$1,000 - $19,999.99
0.15%
0.15%
($1,000 Minimum to open) $20,000 - $49,999.99
0.25%
0.25%

$50,000 - $99,999.99 0.35%
0.35%

$100,000 and above 0.55% 0.55%
Cornerstone Non-Corporate Checking
$1,000 - $4,999.99
0.00%
0.00%
($500 Minimum to open) $5,000 - $99,999.99
0.15%
0.15%

$100,000 and above
0.20%
0.20%
Cornerstone Advantage Money Market $2,500 - $9,999.99 0.40% 0.40%
 (Personal)  $10,000.00 - $49,999.99  0.50% 0.50%
($1,000 Minimum to open) $50,000.00 - $99,999.99 0.60% 0.60%

$100,000.00 and above 0.90% 0.90%
Cornerstone Capital Money Market  $2,500 - $9,999.99 0.40% 0.40%
 (Business)   $10,000.00 - $49,999.99 0.50% 0.50%
($1,000 Minimum to open) $50,000.00 - $99,999.99   0.60% 0.60%

$100,000.00 and above  0.90% 0.90%




Cornerstone First Saver $5 Minimum to open 0.25% 0.25%
Cornerstone Savings $100 Minimum to open 0.25% 0.25%
Cornerstone Business Savings $100 Minimum to open 0.25% 0.25%






 CDs *3 *4 Amount
Interest Rate
APY*
3 Months
$500 - $99,999.99
0.50% 0.50%
3 Months
$100,000 & above
0.55%
0.55%
6 Months
$500 - $99,999.99
1.25% 1.26%
6 Months
$100,000 & above
1.25% 1.26%
12 Months
$500 - $99,999.99
1.50%
1.51%
12 Months
$100,000 & above
1.55%
1.56%
18 Months
$500 - $99,999.99
1.60%
1.61%
18 Months
$100,000 & above
1.65%
1.66%
24 Months
$500 - $99,999.99
1.70%
1.71%
24 Months
$100,000 & above
1.75%
1.76%
36 Months $500 - $99,999.99
1.95%
1.97%
36 Months $100,000 & above
2.00% 2.02%
48 Months  $500 - $99,999.99 2.05%
2.07%
 48 Months $100,000 & above
2.10%
2.12%
60 Months  $500 - $99,999.99 2.20% 2.22%
60 Months $100,000 & above
2.25%
2.27%




* Annual Percentage Yield as of 10/11/2019
[*1] Interest Rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*4] Minimum balance to open is $500.00
[*5] Minimum balance to earn APY is:
$0.01 for Cornerstone Savings
$0.01 for Cornerstone First Savers
$0.01 for Certificates of Deposit