Interest Rates

Most Popular Deposit Product Rates

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Checking Products *1 *2  Amount
Interest Rate
APY*
Cornerstone Plus Checking $1,000.00 - $4,999.99 0.10% 0.10%
($500 Minimum to open) $5,000 - $99,999.99
0.30%
0.30%

$100,000 and above
0.40%
0.40%
Cornerstone Classic Checking
$1,000 - $19,999.99
0.15%
0.15%
($1,000 Minimum to open) $20,000 - $49,999.99
0.25%
0.25%

$50,000 - $99,999.99 0.35%
0.35%

$100,000 and above 0.55% 0.55%
Cornerstone Non-Corporate Checking
$1,000 - $4,999.99
0.00%
0.00%
($500 Minimum to open) $5,000 - $99,999.99
0.15%
0.15%

$100,000 and above
0.20%
0.20%




Savings Products


Cornerstone Premier Money Market $0.01 - $2,499.99 0.25% 0.25%
 (Business and Personal)  $2,500 - $24,999.99 0.50% 0.50%
($1,000 Minimum to open) $25,000.00 - $99,999.99 0.95% 0.95%

$100,000.00 - $249,999.99 1.00% 1.00%

$250,000.00 - $499,999.99 1.00% 1.00%

$500,000.00 and above 1.05% 1.06%
Cornerstone First Saver $5 Minimum to open 0.25% 0.25%
Cornerstone Savings $100 Minimum to open 0.25% 0.25%
Cornerstone Business Savings $100 Minimum to open 0.25% 0.25%






 CDs *3 *4 Amount
Interest Rate
APY*
3 Months
$500 - $99,999.99
0.80% 0.80%
3 Months
$100,000 & above
0.80%
0.80%
6 Months
$500 - $99,999.99
0.95% 0.95%
6 Months
$100,000 & above
1.00% 1.00%
12 Months
$500 - $99,999.99
1.15%
1.16%
12 Months
$100,000 & above
1.15%
1.16%
18 Months
$500 - $99,999.99
1.10%
1.11%
18 Months
$100,000 & above
1.10%
1.11%
24 Months
$500 - $99,999.99
1.40%
1.41%
24 Months
$100,000 & above
1.40%
1.41%
36 Months $500 - $99,999.99
1.40%
1.41%
36 Months $100,000 & above
1.41% 1.41%
48 Months  $500 - $99,999.99 1.45%
1.46%
 48 Months $100,000 & above
1.45%
1.46%
60 Months  $500 - $99,999.99 1.60% 1.61%
60 Months $100,000 & above
1.60%
1.61%




* Annual Percentage Yield as of 2/12/2020
[*1] Interest Rates may change after account opening
[*2] Fees may reduce earnings on account
[*3] Penalty may be imposed for early withdrawal
[*4] Minimum balance to open is $500.00
[*5] Minimum balance to earn APY is:
$0.01 for Cornerstone Savings
$0.01 for Cornerstone First Savers
$0.01 for Certificates of Deposit