Cornerstone Small Business Capital Group

Cornerstone Bank is proud of our team of experienced SBA lenders who help businesses develop, grow and prosper one client at a time.  You will find a big difference at Cornerstone Bank verses other traditional SBA lenders in that we not only have a great group of lenders but also have a support staff that is second to none, including a fantastic group of underwriters and loan packagers that provide a quick turnaround.  You will experience a seamless and quick transition from when you walk into our door to when you sit down at the closing table.  

Our footprint for SBA lending covers Texas to Virginia. Cornerstone Bank’s SBA program has funded over 100 million in SBA loans consisting of financing for Real Estate Loans, Franchise Lending, Business Acquisitions, Equipment Loans, Working Capital, and Inventory Loans. You can be assured that with Cornerstone Bank’s Small Business Capital Group, we will stand by your side and help your business grow steadfast and strong.

Cornerstone is one of the nation’s leading SBA lenders, offering SBA 7(a), 504 and USDA loans for small and growing businesses. Cornerstone can meet a variety of small business needs.


Commercial Real Estate Financing

  • Up to 90% financing
  • Terms up to 25 years

“We had outgrown our previous building. Cornerstone Bank provided the SBA loan that allowed us to purchase land and build a beautiful new store.  We couldn’t be prouder of our new store or our relationship with Cornerstone Bank. They believed in us when no one else did.” Yvonne Ogbuefi, CFO Cayce Foods


Franchise Financing

  • Up to 85% financing on start-ups and acquisitions
  • Terms up to 25 years
  • Management and/or direct industry experience
“Cornerstone Bank’s Small Business Capital Group has financed five of our Mellow Mushroom stores; we wouldn’t work with anyone else.  They are quick to respond, professional and knowledgeable about my business because Franchise Lending is one of their specialties.” Michel Panos, Mellow Mushroom Franchisee

Business Expansion Financing

  • Up to 85% financing
  • Terms up to 25 years
  • Industry experience required
“Having direct access to the decision makers at Cornerstone Bank has been crucial in allowing me to expand my business.  Their customer service is outstanding – the difference in working with Cornerstone Bank and big banks is like night and day.”  Mary Moore, Founder and CEO of The Cook’s Warehouse

Construction Financing

  • Up to 90% financing
  • Terms up to 25 years
  • Single loan closing for construction and permanent loans

Medical Practice Financing (MD, Dentist,Veterinarian)

  • Up to 90% financing
  • Terms up to 25 years
  • As little as two years post residency


Cornerstone Bank Small Business Capital Group