It pays to have friends!

Literally, it pays $50!*

Sharing your good experiences really pays when you refer a friend to Cornerstone Bank. Get a $50 gift to a popular local restaurant for each new Cornerstone Bank customer you refer. Hurry, this special offer ends 9/30/2017.

It’s simple. Here’s how it works.

1. Download and complete the form below, and tell your friend to bring to a Cornerstone Bank location
2. Your friend opens a new account*
3. We send you a $50 gift*
4. We send your friend a $50 gift*

Download and fill out refer a friend form here.

Choose from one of our participating restaurants:




Service Fee: Cornerstone Free Checking has no Monthly Service Fee.
We will notify you of changes to your account terms or fees. For more information, please see a banker or visit

Gift Certificate/Account Information: Checking offer is available to existing Cornerstone checking customers and referral customer. Offer not available to those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. To receive the $50 gift certificate: Customers: 1) Refer a new customer to open a new Cornerstone Free Checking account, which is subject to approval; 2) Referral must meet all requirements provided below. After your referral has completed the checking requirements, we’ll issue your gift certificate within 30 business days.  Referral Customer: 1) Open a new Cornerstone Free Checking account and complete referral information card; 2) Deposit  $1,000 or more at account opening; AND 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above checking requirements, we'll issue your gift certificate within 30 business days.  

Account Closing: If either the checking account is closed by the customer or Cornerstone within six months after opening, we will deduct the bonus amount for that account at closing.

Cornerstone Online Bill Pay: To activate Cornerstone Online Bill Pay, you must enroll in Cornerstone Online Banking.

Cornerstone Mobile App is available for select mobile devices. Enroll in Cornerstone Online and on the Cornerstone Mobile app. Deposits made through the Cornerstone Mobile App are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See a Cornerstone Banker for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.