Personal Checking Accounts and Services

We believe banking is about making your life easier, not ours. So we offer free Online Banking and Bill Pay and no per item fees on all our personal checking accounts. And we offer four free non Cornerstone ATM withdrawals per statement cycle on all our checking accounts.

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Choose the Cornerstone Bank personal checking account that works best for you or Contact Us for questions.


Cornerstone Free Checking

If simplicity suits you, try on our Cornerstone Free Checking account. It's a no-hassle, non-interest-bearing checking account with unlimited check writing privileges and no service charges. Free Unlimited non-Cornerstone ATM withdrawals
Minimum to open: $100; does not include check orders and requires eStatements. Click here for complete account details and possible fees. 


Cornerstone Plus Checking

Do you keep less money in your account but still want to earn interest? Our Cornerstone Plus account is an interest-bearing account with competitive rates and unlimited check writing. Interest compounds daily on ledger balances above $1,000. No maintenance fee with a minimum daily balance of $1,000 or an average daily balance of $2,500. Free Unlimited non-Cornerstone ATM withdrawals. Minimum to open: $500.00. Click here for complete account details and possible fees. 


Cornerstone Classic Checking

For customers who want to combine their financial activities with us, our Cornerstone Classic special interest-bearing checking account offers lots of benefits, including Free Unlimited non-Cornerstone ATM withdrawals and unlimited check writing. Pay no transfer fees for overdraft protection and receive discounts on loan rates and closing costs, where applicable. With higher balance tiers, receive our premium checking rates. It's easy to avoid monthly maintenance fees with a minimum daily balance in deposits and loans of $5,000 or an average daily balance in combined deposits and loans of $10,000. Interest compounds daily on ledger balances above $1,000. Minimum to Open $1,000.00. Click here for complete account details and possible fees. 

 

                    Click here to open your account online               



Cornerstone Bank Debit Cards

If your card has been lost or stolen immediately call Cornerstone Bank, we will cancel your card and order a new one.

 

For lost/stolen cards or card questions 24/7 365 year call 1-844-293-6179 .

 

You should also contact any merchant you have set up automatic bill payments and let them know your card has been cancelled.  Once the new card has been received  you’ll need to set up those auto payments with the new card number.

 

*Quicken, QuickBooks and Microsoft Money downloads available on all accounts.