Personal Checking Accounts and Services

We believe banking is about making your life easier, not ours. So we offer free Online Banking and Bill Pay and no per item fees on all our personal checking accounts. And we offer four free non Cornerstone ATM withdrawals per statement cycle on all our checking accounts.


Choose the Cornerstone Bank personal checking account that works best for you or Contact Us for questions.

Cornerstone Free Checking

If simplicity suits you, try on our Cornerstone Free Checking account. It's a no-hassle, non-interest-bearing checking account with unlimited check writing privileges and no service charges. Free Unlimited non-Cornerstone ATM withdrawals
Minimum to open: $100; does not include check orders and requires eStatements.

Cornerstone Plus Checking

Do you keep less money in your account but still want to earn interest? Our Cornerstone Plus account is an interest-bearing account with competitive rates and unlimited check writing. Interest compounds daily on ledger balances above $1,000. No maintenance fee with a minimum daily balance of $1,000 or an average daily balance of $2,500. Free Unlimited non-Cornerstone ATM withdrawals. Minimum to open: $500.00

Cornerstone Classic Checking

For customers who want to combine their financial activities with us, our Cornerstone Classic special interest-bearing checking account offers lots of benefits, including Free Unlimited non-Cornerstone ATM withdrawals and unlimited check writing. Pay no transfer fees for overdraft protection and receive discounts on loan rates and closing costs, where applicable. With higher balance tiers, receive our premium checking rates. It's easy to avoid monthly maintenance fees with a minimum daily balance in deposits and loans of $5,000 or an average daily balance in combined deposits and loans of $10,000. Interest compounds daily on ledger balances above $1,000. Minimum to Open $1,000.00.

Click here for complete account details and possible fees. 

                    Click here to open your account online               

*Quicken, QuickBooks and Microsoft Money downloads available on all accounts.