Let's Find the Right Solutions For Your Business
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Simplify Cash Management. Strengthen Your Business
Take control of your business finances with tools designed to streamline daily operations and improve cash flow visibility. From managing payments to protecting against fraud, our cash management solutions help you save time and focus on growing your business.
Manage Your Accounts
Business Online Banking
- Manage your business accounts, payments, and cash activity securely from one convenient place.
- Customize user rights as needed, granting access to only the information required for each authorized employee.
Mobile Banking
- Simplify payroll, vendor payments, and customer collections by moving funds electronically and securely.
- Review account activity
- Deposit checks
- Transfer money between accounts
- Approve ACH and Wires
Protect Your Business
Positive Pay
- Help protect your business from check and ACH fraud by identifying suspicious or unauthorized transactions before they are paid.
- Make pay or return decisions through the online banking portal.
Make and Manage Payments
Automated Clearing House (ACH) Manager
- Simplify payroll, vendor payments, and customer collections by moving funds electronically and securely.
- Process Payroll
- Pay vendors
- Collect rents
- Collect receivables
- Decrease payment processing time and increase cash flow.
- Reduce check fraud.
Online Bill pay
- Save time and stay organized by managing recurring and one-time business payments online.
- Pay people or businesses in minutes.
- Schedule payments at your discretion
Online Wire Transfer
- Send domestic or international payments quickly and securely when timing matters.
Collect Funds
Remote Deposit
- Deposit checks right from your office, helping save time, reduce trips to the bank, and improve access to funds.
- Rely on state-of-the-art encryption when submitting deposits reducing the chance of fraud or theft associated with mailing deposits
Merchant Services**
- Make it easier for customers to pay your business by accepting card and electronic payments.
- Get paid fast with next day funding
**Credit cards are subject to credit qualifications: other limitations and exclusions may be applied by Cornerstone Bank partners Elan, Elavon, Visa, Mastercard, and American Express.
Optimize Your Cash
IntraFi DepositsSM and IntraFi FundingSM
Put larger deposit balances to work while maintaining convenient access and expanded FDIC insurance coverage.
Benefits:
- Access to multi-million-dollar FDIC insurance
- Avoid the hassle of opening accounts at different banks
- Saves you time and money
- Safe and Secure
- Convenient
IntraFiSM Network DepositsSM (Formerly ICS)
IntraFi FundingSM (Formerly CDARS)
IntraFiSM Network DepositsSM (Formerly ICS)
IntraFiSM Network DepositsSM is a special network of banks that provides you with access to multi-million-dollar FDIC insurance by placing your funds into CDs issued by other participating banks in the IntraFiSM Network DepositsSM network.
IntraFi FundingSM (Formerly CDARS)
Through IntraFi FundingSM , you can earn interest on funds placed into demand deposit accounts (using the demand option), money market deposit accounts (using the savings option), or both, and rest assured knowing that your IntraFi funds are eligible for multi-million-dollar FDIC insurance.
You can also enjoy unlimited program withdrawals (using the demand option) or up to six program withdrawals per month (using the savings option).
Business Online Banking
- Secure single point of access for banking and cash management.
- Customize user rights as needed, granting access to only the information required for each authorized employee.
Mobile Banking
- Review account activity
- Deposit checks
- Transfer money between accounts
- Approve ACH and Wires
Automated Clearing House (ACH) Manager
- Move and collect funds electronically to and from individuals, businesses, and other financial institutions.
- Process Payroll
- Pay vendors
- Collect rents
- Collect receivables
- Decrease payment processing time and increase cash flow.
- Reduce check fraud.
Online Bill pay
- Pay people or businesses in minutes.
- Schedule payments at your discretion
Remote Deposit
- Deposit checks 24/7 without leaving your office using your computer and checks scanner, saving time and money.
- Rely on state-of-the-art encryption when submitting deposits reducing the chance of fraud or theft associated with mailing deposits
Positive Pay
- Detect fraud and monitor activity on ACH items and checks presented on your account with custom settings for your business.
- Make pay or return decisions through the online banking portal.
Online Wire Transfer
- Initiate domestic wire transfers without having to directly contact the bank.
Merchant Services**
- Accept debit cards, credit cards, and mobile wallet payments.
- Get paid fast with next day funding
**Credit cards are subject to credit qualifications: other limitations and exclusions may be applied by Cornerstone Bank partners Elan, Elavon, Visa, Mastercard, and American Express.
IntraFi DepositsSM and IntraFi FundingSM
How does it work?
Our bank places funds for you using the IntraFi service, and your deposit is sent from your Cornerstone Bank transaction account into deposit accounts at other IntraFi Network banks in amounts below the standard FDIC insurance maximum ($250,000). This makes your funds eligible for FDIC protection. As a result, you have access to FDIC insurance coverage from many institutions while working directly with your Cornerstone Banker.
Benefits:
- Access to multi-million-dollar FDIC insurance
- Avoid the hassle of opening accounts at different banks
- Saves you time and money
- Safe and Secure
- Convenient
IntraFiSM Network DepositsSM (Formerly ICS)
IntraFi FundingSM (Formerly CDARS)
IntraFiSM Network DepositsSM (Formerly ICS)
IntraFiSM Network DepositsSM is a special network of banks that provides you with access to multi-million-dollar FDIC insurance by placing your funds into CDs issued by other participating banks in the IntraFiSM Network DepositsSM network.
IntraFi FundingSM (Formerly CDARS)
Through IntraFi FundingSM , you can earn interest on funds placed into demand deposit accounts (using the demand option), money market deposit accounts (using the savings option), or both, and rest assured knowing that your IntraFi funds are eligible for multi-million-dollar FDIC insurance.
You can also enjoy unlimited program withdrawals (using the demand option) or up to six program withdrawals per month (using the savings option).