Yes. You are able to pay bills through Online Banking through your PC and Mobile device.
How does Business Mobile Banking prevent fraud?
The powerful security features of Business Mobile Banking allow authorized users to establish controls and alerts designed to detect and stop fraudulent transactions before they happen. It protects against account takeover by safeguarding the approval process for ACH, wire transfers, account transfers, positive pay transactions, and more.
How do users log on to Mobile Banking?
Account holders use the same User ID and password they use for Online Banking access. After initial login, a user can also take advantage of their smartphone’s built-in security features, such as fingerprint ID and facial recognition.
Business Mobile Banking also supports the use of both hardware and software tokens, which provides an extra layer of security for our business account holders who have this feature enabled in Business Online Banking.
What devices can be used for Business Mobile Banking?
Account holders with an Apple® or Android® smartphone with internet access can download our Business Mobile Banking app right from their app store. For questions on if your device is compatible, please reach out to our Cash Management team at 701-499-6768. Data and/or access fees may apply from their mobile or internet service providers.
Who can use Business Mobile Banking?
Anyone with a business account, loan, or line of credit. However, the account holder must first be enrolled in Business Online Banking before being able to use the app. Additional users must be authorized before being allowed to approve transactions, make deposits, and/or transfer funds.
What is Business Mobile Banking?
Business Mobile Banking (AKA Business Mobiliti) is a mobile banking tool with powerful features for businesses of all sizes, built into a smartphone app. It integrates seamlessly with Business Online Banking and is the ultimate mobile banking app to keep account holders’ businesses moving whenever they’re on the go.
Can I access online banking from a public computer?
Yes. To authenticate your identity, you will be prompted to answer security challenge questions that you set up during enrollment in online banking. Do not register a public computer.
How can I increase my own security when using online banking?
Make your password strong by using capital and lower case letters, numbers, and symbols.
When logging in to online banking click on the hide feature when entering your username and answering your security challenge question.
Change your password often.
During enrollment in online banking, you will be asked security questions and have the option to register the computer you are using. Do not register a public computer.
Install anti-virus and anti-malware software on your computer.
Ensure that up to date anti-virus and anti-malware software programs are being used on your computer.
Never share any personal information, especially social security numbers, account numbers, logins or passwords, especially via e-mail.
Memorize your ID and password so that you don’t have it written down or stored on your mobile device.
When you are finished using online banking, always choose to “Log Out”.
Never provide your user name or password to anyone calling you and asking for it, even if they identify themselves as being from the bank.
Is Cornerstone online banking secure?
Yes. We use advanced technology to ensure your information stays safe and secure. Only you have the access to your accounts with your Username and password. We strongly suggest you do not share your Username or password, PIN or account numbers with anyone. One additional way that we help you keep online banking secure is by having you change your password annually.
Why is an account not available for electronic statement enrollment?
You are allowed to enroll for electronic statements if you are listed as the first name on an account.