How do I enroll in Credit Sense?

Getting Started with Credit Sense

  • Once you’ve logged in to the Mobile App or Online Banking, tap My Credit Score
  • Click Get Started
  • Complete your credit profile and accept the terms and conditions to enroll in Credit Sense
  • After you’ve registered, you’ll be able to view your credit score, learn about factors to help improve your score, explore savings opportunities, and sign up for credit monitoring alerts—anytime, anywhere.

What is Credit Sense?

Credit Sense is a Credit Score program offered by Cornerstone Bank that helps you stay on top of your credit. You get your latest credit score and report, an understanding of key factors that impact the score.  With this program, you always know where you stand with your credit and how Cornerstone Bank can help you reach your financial goals.

Credit Sense also monitors your credit report daily and informs you by email if there are any big changes detected such as: a new account being opened, change in address or employment, a delinquency has been reported or an injury has been made. Monitoring helps users keep an eye out for identity theft.

What is a short code?

A short code is a shorter version of a phone number. Generally, 5-6 numbers in length. You can send and receive text messages from a standard U.S. short code as well as a traditional phone number.

Does Mobile Banking offer push alerts?

Yes! In conjunction with real-time account alerts, Mobile Banking users can customize their notifications on their smartphone about the types of transactions they deem most important, such as when deposits are made, checks clear, withdrawals post to the account, and so much more.  Users can set up and manage these alerts right from the app.

What does “standard messaging charges apply” mean?

Every mobile service carrier has a different rate plan for text messaging and data service access. You may be charged per use or pay a flat rate for unlimited usage each month. You may also have different fees for text messaging and data services access. Contact your mobile carrier directly if you are not sure what fees you are charged for text messaging.